How Smart Is It to Buy a Home Today?
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what impact those factors should have on your desire to move. […]
What Are the Benefits of a 20% Down Payment?
If you are thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the purchase price to secure a mortgage. While there are plenty of lower down payment options available for qualified buyers who don’t want […]
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
We are currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there is no guarantee rates will remain this low much longer. Whenever […]
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